Mortgage rates still haven’t fallen the way many expected. So what’s keeping them elevated?

In this episode of The RE Source, we look beyond the Fed and break down three major forces putting pressure on longer-term rates including one most people probably aren’t thinking about: Artificial Intelligence.

The massive buildout of AI infrastructure requires enormous amounts of capital. Data centers, equipment, energy infrastructure and construction are increasingly being financed through debt creating even more competition for investor dollars.
We break down how government borrowing, global uncertainty and the AI boom can all intersect with the bond market and why that matters for mortgage-backed securities and mortgage rates.

Could rates still come down? Absolutely. But understanding what happens next may require watching more than just the Federal Reserve.

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